3 Important Questions to Ask Before Financing a Used Car

Purchasing a car is a significant investment. For drivers in Stroudsburg, East Stroudsburg, Easton, Nazareth and Lehigh Valley, a used vehicle may be just what you're searching for. The experienced team at Ray Price Stroud Ford offers a diverse inventory of used sedans, trucks, and SUVs.

If you're in the market for a pre-owned car, there may be a few questions you have before advancing through the buying process. These are the three important questions you should ask before financing a used car.

What's the Term and Interest Rate Look Like?

Interest rates can increase as time goes along, so keep that in mind when talking about financing the vehicle and determining how long you want to drive it.

While a car can be attractive to you when looking at it, it should be affordable for the entire duration of the term. By understanding what the payments look like on day one and what they look like at the end of the term, you can be confident that you're committing to a financing plan that you're comfortable with.

Can I See the Vehicle History Report?

You'll rest easier knowing the car you're interested in has been properly taken care of. Maintenance should have been performed at regularly scheduled intervals, be it an oil change, brake repairs, alignments, or tire changes.

Ask to see the car's vehicle history report from a provider like CARFAX® or AutoCheck® before moving forward. Many dealerships will allow shoppers to see a corresponding report for each car in their inventory, directly accessible online.

A vehicle history report will include title information, accident history, service records, and odometer readings. Once you have this useful report, you can quickly get up to speed on the car's past and more realistically weigh your options.

What Happens to My Current Car?

If an upgrade is in order, you might be wondering what you should do with your current car. Ask the dealership if they will accept it as a trade-in. This can help pay for a new-to-you pre-owned purchase, but also saves time having to sell your car on your own time.

The market will determine what your current vehicle is worth but using Kelley Blue Book® as a guide can help you get a ballpark range, so you know what to expect out of the offer.

Come Visit Ray Price Stroud Ford Today

The pre-owned and certified pre-owned inventory at Ray Price Stroud Ford includes spacious SUVs, reliable sedans, and durable trucks for drivers in Stroudsburg, Lehigh Valley, and Nazareth.

Before buying any used vehicle, you should always visit the dealership with questions in mind prior to the time of purchasing. We hope this guide has helped you with a few of the questions that you should always ask during the used car financing process.

Luckily, our team can answer them for you! We look forward to seeing you in our showroom and can't wait to see you behind the wheel of your next car.

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Ray Price Stroud Ford Lincoln

6320 Route 209
Directions Suite B
Stroudsburg, PA 18360

  • Sales: (570) 402-2222
  • Service: (570) 402-2491
  • Parts: (570) 402-2492

Showroom Hours

  • Monday 9:00am - 8:00pm
  • Tuesday 9:00am - 8:00pm
  • Wednesday 9:00am - 8:00pm
  • Thursday 9:00am - 8:00pm
  • Friday 9:00am - 8:00pm
  • Saturday 9:00am - 4:00pm
  • Sunday Closed
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